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Key Dates |
| Download Brochure |
Closing Date: 28 May 2012 |
| Download Application Forms |
ISA Transfer closing date: 17 May 2012 |
| Order literature by post |
Summary
• Investment Term: 6 Years • Kick Out Return: 8.5% accruing every 12 months (8.5% pa) (17% in Year 2) •Kick Out Level: 95% of respective initial levels in Year 2, falling by 5% for each further anniversary (see ‘Kick Out’ section and page 3 of the brochure for illustration) • Kick Out Frequency: Annual from Year 2 (see page 3 of the brochure for illustration) • Underlying Indices: FTSE® 100 and S&P 500 Indices (see ‘Underlying Indices’ section on page 6 of the brochure) • Counterparty: Barclays Bank plc (S&P A+ rated as at date of publication) (see ‘Counterparty’ section on page 5 of the brochure) • Capital Protection: 50% American Barrier (daily close monitored) (see ‘Barrier’ section of the brochure) • Early Observation Points: 4 Early Closure Points from Year 2 (see page 3 of the brochure for illustration) • Tax Treatment: Returns on direct investments are likely to be subject to Capital Gains Tax (see page 11 of the brochure for details) Considerations for Investing If the following statements apply then an investment in the plan may be appropriate: • Investors are taking advice from an independent Professional Adviser; • Investors want a ‘structured’ investment, provided by a single institution; • Investors understand and accept that capital invested is at risk – and may be lost in part or in full; • Investors understand the value of the Underlying can go down as well as up; • Investors understand and accept that the potential return of the Plan is capped; • Investors are willing to hold and remain invested in the Plan to maturity; • Investors are willing to accept the risk of fluctuations in the value or level of the Indices; • Investors have a minimum of £5,000 to invest and sufficient funds available for emergencies. If the following statements apply then an investment in this plan may not be appropriate: • Investors are not taking advice from an independent Professional Adviser; • Investors require capital protection and are not prepared to expose their capital to any risk, including Counterparty Risk; • Investors do not want to invest in equities; • Investors require a guaranteed return; • Investors require unlimited growth potential • Investors are unable or unwilling to hold the Plan to maturity; • Investors seek an investment for which there will be an active secondary market; • Investors do not understand the terms of the Plan or the risks involved in investing in the Plan; • Investors do not have sufficient funds available for emergencies.  |
