Meteor Galaxy Protected Commodities Plan with Big Discounts.

• Investment returns linked to the performance of an equally weighted portfolio of 8 commodities over a five year term

• Four agricultural (soft) commodities: Wheat, Milk, Soybeans and Corn; three energy: Brent, Natural Gas & WTI crude; and one industrial metal: copper.

• Two investment options; both with capital protection

• Capital Protected Option - 100% capital security at maturity plus 130% of any growth

• Protected Super Growth Option - 90% capital security at maturity plus 165% of any growth

Key Facts

Investment Term:

5 years and 14 days.

Availability:

As direct investments on a single or joint basis, ISAs, SIPPs and other pension funds, trusts and companies.

Commodities Portfolio

Brent Crude, WTI Crude, Natural Gas, Copper, Milk, Wheat, Soybeans, Corn.

Investment Return

The growth in the Portfolio of commodities will be measured by comparing the Final Level with the Opening Level.

If the growth is positive, i.e. the Final Level is higher than the Opening Level there will be an investment return, which will be calculated as follows, dependent on the Option chosen.

Capital Protected Option
130% of any growth

Protected Super Growth Option
165% of any growth

If the growth is a negative figure, i.e. the average value is lower than when the plan started, there will be no investment return payable.

Capital Return

The calculation of the Capital Return will depend on the option chosen.

Capital Protected Option
Capital will be returned in full, and the return is not dependent on the movement in prices of the Commodities Portfolio

Protected Super Growth Option
Capital will be returned in full as long as the average price of the portfolio has not fallen, i.e. the Final Level is the same as, or higher than, the Opening Level.

If the average price of the Portfolio has fallen capital will be reduced by 1% for each 1% the Final Level is lower than the opening Level up to a maximum fall of 10%.

Please see the brochure for a full explanation of the calculation, plus examples

Counterparty Risk

The issuer of the assets will have a current rating from Standard and Poor of at least A, and from Moody's of at least A1. While we consider it unlikely that such an institution would be unable to meet its obligations, if it were unable to do so, investors could lose some, or all, of their investment. Counterparty risk is common to all similar investments

Tax

Under current tax legislation gains on assets held in an ISA will be free from any tax, while gains on direct investments will be subject to Capital Gains Tax.

Charges

There are no initial or ongoing charges. Charges are included in the pricing of the investment.

Early encashments and transfers during the investment term will be subject to an administration charge.

Securities

Securities will be structured to provide the returns shown in the plan brochure, and purchased for each investor. These may be notes, warrants, shares or deposits depending on the nature of the investment.