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Capital Guaranteed Bond 14

Plan Summary

Legal & General’s Capital Guaranteed Bond plan offers 14% gross/3.80% AER return on your investment if the FTSE 100 Index is at the same level or higher at the end of the fixed term, plus your original investment is guaranteed to be returned.

AER means the Annual Equivalent Rate. It shows what the interest rate would be if it was paid once each year. Every advertisement for a savings product which quotes an interest rate will quote an AER. This lets you compare interest rates across different accounts and what you can expect from your savings over time.

The gross rate is the rate Legal & General will pay you from the start date 25 November 2009 to the end of the fixed term.

You will earn pre-investment interest at a fixed rate equivalent to 0.875% gross/AER from the date your payment is treated as cleared, until the end of the offer period on 20 November 2009. This interest will be included in your total investment amount.

Best discount on ISAs, Unit Trusts and OEICs