Keydata Extra Income Plan 23

2.5% Discount

Applications must be posted to Moneyworld and arrive at least three days before the official closing date to guarantee delivery to the Investment Company before close of business.

 

Download Brochure

Key Dates
Download Direct Investment & ISA Application

Plan Closes: 28 November 2008
Download ISA Transfer Application

Last Transfers: 07 November 2008
FSA 'Capital at Risk Product' Brochure

 
 

Order literature by post
 
Plan Summary

This is a six year structured product which aims to provide investors with an above average level of  income and return of capital. The product has soft protection with a 50% barrier level and is based on the FTSEŽ 100 Index.

You will receive 100% of your original investment at maturity in the following circumstances:

• If the FTSE™ 100 Index never falls by 50% or more from its Start Index Level at any time during the investment period, your capital repayment is protected, even if the Final Index Level is lower than the Start Index Level OR

• If the FTSE™ 100 Index falls by 50% or more from its Start Index Level at any time during the investment period, you will still receive your full original investment if the Final Index Level is the same or higher than the Start Index Level.

You will not receive 100% of your original investment at maturity in the following circumstance:

• If the FTSE™ 100 Index falls by 50% or more from its Start Index Level at any time during the Investment Period AND the Final Index Level is lower than the Start Index Level. 

In this instance the capital will be lost by 1% for each 1% that the Final Index Level is below the Starting Index Level. Where the difference results in a fraction of 1%, the fraction will be applied. For example, if the Final Index Level is 55.5% below the Start Index Level then your capital repayment would be reduced by 55.5% leaving 44.5% of the original investment being returned.  Income and Growth payments will continue regardless of the performance of the FTSE™ 100 Index.
 

Benefits at a glance

 • Fixed 7% Annual Income (Paid Quarterly 1.75%) or 48.4% Growth options.

 
• 50% capital protection barrier - provides growth or income even in falling markets
 
• No averaging - final return calculated on a spot to spot basis

• 6 year investment term.
 
• Tax efficient structure – income subject to dividend tax rebate reducing overall effective rate
 
• Early investment bonus of 4% p.a. gross interest until 10 December 2008.
 
• No initial charges – 100% allocation.
 

Best discount on ISAs, Unit Trusts and OEICs