|
Investec
FTSE 100 Accelerated Growth Plan 5 |
|
|
|
The FTSE 100 Accelerated Growth Plan is designed for the
investor who is looking for a 5 year investment with accelerated
growth potential linked to the UK stock market, and is willing
to accept a risk to their initial investment.
The objective of the Plan is to deliver
accelerated growth in the FTSE 100 at the Plan Maturity Date. If
the FTSE 100 falls, from its Initial Index Level, over the
Investment Term, any fall will directly correspond to a loss of
your initial investment on a one-for-one basis (please see
maturity proceeds table on page 5 of the brochure).
This performance is measured by reference to an Initial Index
Level and a Final Index Level and this is explained below and in
the Terms and Conditions.
150% of any rise in the FTSE 100 Index: if at the end of
the Investment Term, the Final Index Level is the same or higher
than the Initial Index Level, the Plan will pay an amount equal
to your initial investment plus 150% of any percentage
growth (please see maturity proceeds table on page 5 of the
brochure). Your initial investment is at risk on a
one-for-one basis for any percentage fall in the Final Index
Level compared with the Initial Index Level.
Full repayment of your initial investment is
not guaranteed: Your initial investment is at risk on a
one-to-one basis for any percentage fall in the Final Index
Level as compared to the Initial Index Level.
What are the ways in which you can invest?
There are several ways to invest in the Plan and
you can choose any or all of these:
• Direct investment
You can invest between £1,500 and £1,000,000 directly into the
Plan. Returns may be
subject to Capital Gains Tax.
• Using your ISA allowance
You can invest using your stocks and shares ISA allowance (up to
£7,200, subject to the
minimum of £1,500), if you have not already used all, or part of,
it in this tax year. In each
tax year you may only subscribe to one stocks and shares ISA. ISAs
are only available to
individuals who are resident and ordinarily resident in the UK,
restrictions may apply.
• Transferring an existing ISA investment into the Plan
The minimum you can transfer from an existing
cash or stocks and shares ISA is £1,500, up
to a maximum of £1,000,000. You can also transfer as many existing
investments as you
wish but there may be exit or associated charges from your existing
ISA manager.
• Other ways to invest
You can also invest in a Self Invested Personal Pension (SIPP) and
Small Self Administered
Scheme (SSAS) pension arrangements. Tax rules and your benefit from
them may change at
any time. You should seek independent tax advice from your
financial advisor or tax advisor.