THIS PLAN IS NOW CLOSED

 

2.5% Discount!
 Applications must be posted to Moneyworld and arrive at least three days before the official closing date to guarantee delivery to the Investment Company before close of business. 

Optimum Growth Bond

Do not invest without reading all of the brochure.

Dates

Offer closes 02 September 2008 (unless fully subscribed prior)

Start Date 16 September 2008

Term 3 or 5 years if early redemption is triggered, 6 years if the bond runs for the full term
 
Investment Return  
Early Investment Bonus: 0.65% – investments placed by 05/08/2008
0.40% – investments placed by 19/08/2008
Index: FTSE® 100 Index
Return: • 35% gross/10.52% A.E.R.* if the FTSE® has grown by 35% or more over 3 years

• 55% gross/9.16% A.E.R.* if the FTSE® has grown by 55% or more over 5 years

• 150% FTSE® growth if the bond runs for the full term of 6 years (final 12 months averaging)
Capital Guarantee: Yes

 

Features  
Available For: Personal investors, Non-personal investors – corporates, trustees and pension funds
Minimum Investment: £10,000 for personal investors (£5,000 for existing personal customers) £50,000 for non-personal investors
Maximum Investment: £1m (£1m+ by prior agreement)
Additional Investments: Allowed during the sales period, subject to availability
Withdrawals/Access: Not permitted
Cancellation Rights: Within  days of opening without penalty
In the Event of Death: Option to continue or close the account without notice
Minimum Age: 16
Charges: No administration or management charges
Tax Treatment:  Return paid gross without any deduction for tax unless we are required by law to do so It is the client’s responsibility to declare any returns to the appropriate tax authority


Investment Risks
 

The FTSE® value may fluctuate during the investment term, however, even if there is no growth at the end of the term, or the Index falls, we will return your original capital in full including any early investment bonus paid prior to the Bond Start Date. As no further return will be paid, which you would have received with a standard deposit account, the effect of inflation will impact on the value of your investment.

No withdrawals are permitted before the end of the 6 year term, so you must be sure that you can commit your money for this period of time. You should ensure you still have access to sufficient funds elsewhere in the event of emergencies. Should you decide to withdraw your funds from this account within 14 days of the date on which you opened it, you may do so without penalty (subject to cheque clearance).

 

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