Plan Summary

The Protected FTSE Plan is a simple way to benefit from the growth potential from equities. At the end of your selected investment term you receive a return linked to growth in the FTSE 100 Index though subject to a maximum amount, plus repayment of your original capital.

You can sell this Plan before its maturity but, if you do, you might receive back less than you invested.

• Three and five year options

• Three-year option: 1.25 x any rise in the FTSE® 100 Index, subject to a maximum gross return of 25% 

• Five-year option: 2.5 x any rise in the FTSE® 100 Index, subject to a maximum gross return of 50% 

• Potential early maturity option after two and a half years (five-year option only) of 25% if the Index is 25% or more above the Initial Index Level 

• Repayment of your original capital at the end of the chosen term if held to maturity

• Tax-efficient investment options including ISA and/or PEP transfers 2008/09 (five-year option only)

• Eligible for pension portfolio investment within a SIPP or SSAS